Clocking growth, but not at any cost Q1FY13

Slowing down on their own Q1FY14

On their ALM model – Q2FY19

Moat in their numbers

Q3FY19 – Good times its assets, bad times its liabilities

Q4FY17 – Guide less but achieve more and beat it (like Indigo’s on-time performance, they say 1.5 hour journey time for 1-hour journey and then they say they beat on-time performance)

Q4FY17 – Partnerships in which no risk, but return.

Risks to their business – Q4FY18

How they open a location – Q4FY18

History of exiting business – Q4FY17

Managment amazing memory – Q4FY19

Do not focus on others, they focus on themselves – Q4FY18

Approach towards new business verticals – Q4FY17

Why BAF doesn’t do auto finance? (except 2w and 3w)

Q1FY20 – great insights on cross selling

Q3FY19 – focus on Granularity

What can derail Bajaj Finance – Q3FY18

On Fintech and Competition

Q2FY20 – Always be closing

Q3FY14 – they stay away from customers who deal with governmetn

Q2FY15 – Acknowledging online threat and working on it

Q2FY14 – Expensing costs not capitalizing it

Q1FY20 – on their collections

Q3FY13 – On expansion